VERD.Cash: The new fair payment solution
Introduction
Verd.Cash is a new Swiss payment solution developed in partnership with Verd, Boncard, and isolutions. It positions itself as an innovative alternative to international payment providers, placing great emphasis on low fees, transparency, and ease of use. The solution enables convenient payments, simple credit management, and offers both merchants and the Verd team efficient accounting and clear oversight. A unique feature is the use of the proceeds: they are split equally between a national and a local fund, thereby supporting cooperative and community projects. Merchants benefit from up to 40% lower fees, and both merchants and customers report high levels of satisfaction.
Initial Situation
The payments market is fiercely competitive. In addition to established providers such as Visa, Mastercard, and the Swiss solution Twint, many neobanks are entering the market. With verd.cash, another provider is now stepping onto the stage. Previous payment options, including credit cards and Twint, often burden merchants with high transaction fees.
Merchants and consumers are therefore increasingly seeking a Swiss payment solution that stands out due to fair fees and simple application.
Solution
In close collaboration with Verd and Boncard, isolutions has developed an innovative solution that specifically addresses the existing challenges in the payments market. The new Swiss payment solution Verd.Cash impresses with particularly low fees, creates maximum transparency for merchants and customers, and is especially easy to use. Payments can be processed conveniently via Verd.Cash implemented by isolutions, credit can be topped up effortlessly, and all transactions can be checked at any time. The newly developed solution also enables the Verd team to have a complete overview of all payment flows and efficient accounting. For this, isolutions has created a system that meets these high demands and at the same time offers the necessary flexibility.
The system was consistently developed using modern, future-proof technologies. The solution is highly scalable and flexibly adapts to increasing user numbers and evolving requirements. Security is also a top priority: the latest security measures reliably protect users and their data. The prepaid card will gradually be extended to include further payment options.
Benefits
Significant reduction of fees
Significant reduction of transaction fees: Thanks to the new Verd.Cash solution, merchants benefit from up to 40% lower fees compared to conventional payment methods.
Increased customer satisfaction
Both merchants and consumers are very satisfied with the new payment solution.
Purposeful funding
The revenue from Verd.Cash is split equally into a national and a local fund. The national fund supports operations and cross-community projects, while each municipality can activate its own fund. Cooperative members democratically decide how the funds are used. Initial money has already flowed into projects such as the toy library or a forest school site.
Greater efficiency
Thanks to Verd.Cash’s simple operation and the transparent processing of payments, internal processes have been accelerated by 30%.
Andrea Bargetzi
CEO | VERD Finanzas AG
«Working with a Swiss partner with strong values and local development was of great importance to our project. isolutions demonstrated that they are capable of developing a powerful and user-friendly solution. The experts at isolutions were always available for questions and input, and consistently went the extra mile to support us in launching this innovation.»
VERD Finanzas AG was founded in December 2024 in Bern and is a wholly owned subsidiary of the VERD Purpose Cooperative. As an innovative financial services company, its aim is to create public value and sustainably strengthen communities in villages and neighbourhoods. With a fair and alternative payment solution, revenues are specifically channelled back to the population and into social as well as sustainable projects. VERD is guided by the principles of transparency, sustainability, community support, and fairness.
VERD Finanzas AG
VERD.Cash: The new fair payment solution
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